8 Strategies to Secure a Lower Mortgage Rate

8 Strategies to Secure a Lower Mortgage Rate Pam Fraser modern home with a pool

Mortgage rates have been on a roller coaster ride this year. The Fed is saying they are open to more rate hikes to fight inflation. With proper planning, you can work toward qualifying for a lower mortgage rate and, hopefully, the best mortgage rate available today.

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San Diego Garden Tips September 2022

San Diego Garden Tips September 2022 Pam Fraser Amaryllis belladonna flowers
Belladonna Lily

Summer’s coming to an end and it’s time to get ready for fall planting season in your San Diego garden.

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North County and San Diego Housing Markets August 2022

North County and San Diego Housing Markets August 2022 Pam Fraser chart of North San Diego County home prices and market statistics

North County and San Diego housing markets are continuing to slow, but at this point, we’re just moving toward a more balanced market. The median and average sales prices have been dropping since April, but are still showing strong year-over gains. Inventory has also not yet hit pre-pandemic levels, and homes are selling faster than they were in 2019.

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Your Move: 10 Tips to Make It Go Smoothly

Your Move: 10 Tips to Make It Go Smoothly woman holding a moving box

The process of buying a new home can be both exhilarating and exhausting. But the journey doesn’t stop when you close on your property. On the contrary, you still have quite a bit to do before you can begin the process of settling into your new place. And making your move more efficient and less stressful will be a big help.

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San Diego Garden Tips August 2022

San Diego Garden Tips August 2022 picture of broccoli plant
Broccoli

The heat is on! Check your irrigation systems to make sure your San Diego garden is getting enough water and there are no leaks.

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North County and San Diego Housing Markets July 2022

North County and San Diego Housing Markets July 2022 North County Market Snapshot for June 2022 Pam Fraser

The North County and San Diego County housing markets are slowing. Since April, we’ve seen an increase in supply with fewer pending and sold homes. Market times have increased, but only slightly. And although homes still sold over asking price in June, those numbers also dropped.

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7 Costly Home Selling Mistakes (And How to Avoid Them)

7 Costly Home Selling Mistakes (And How to Avoid Them) Pam Fraser woman refinishing a chair

No matter what’s going on in the housing market, the process of selling a home can be challenging. Some sellers have a hard time saying goodbye to a treasured family residence. Others want to skip ahead to the fun of decorating and settling into a new place. Almost all sellers want to make the most money possible.

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San Diego Garden Tips July 2022

San Diego Garden Tips July 2022 Lotus berthelotii (Parrot's Beak) Pam Fraser
Parrot’s Beak (Lotus berthelotii)

Summer’s here and the weather’s warming up. Help your San Diego garden thrive and look beautiful all summer long.

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The Dos and Don’ts of Accent Wall Design

The Dos and Don'ts of accent wall design. Green accent wall with mirror and accessories
Photo by Spacejoy on Unsplash

An accent wall’s main function is to provide contrast to a space. It’s an easy and affordable way to express yourself and breathe life into a room. It will look great just about anywhere in your home—if you do it right. Here are some general rules to keep in mind if you’re considering adding one.

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North County and San Diego Housing Markets June 2022

North County and San Diego Housing Markets June 2022 North County Market Snapshot Pam Fraser

North County and San Diego housing markets saw just an inkling of easing in May, but still stayed very strong. With interest rates pushing up to six percent in June, experts expect more slowing. Looking at the numbers so far for June compared to those of May, we are seeing some slowdown. But don’t expect much change in the market just yet. Inventory is still very low. Homes are still moving quickly with many selling over their asking price.

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