National housing statistics can be useful for understanding broad trends, but they don’t always describe what buyers and sellers are experiencing in San Diego County. Nationally, the number of homes for sale has recovered substantially from the exceptionally low levels of a few years ago. Locally, inventory remains much tighter than the national inventory level reported by the National Association of REALTORS®.
Continue reading San Diego Housing Market: 2026 Mid-Year UpdateTag Archives: mortgage rates
North County and San Diego Housing Markets September 2026
Prices in the San Diego housing market increased year over year despite weaker sales activity. Limited inventory may be helping support prices, but August’s drop in pending and closed sales and slightly weaker seller terms point to a softer market.
Continue reading North County and San Diego Housing Markets September 2026What Is a Mortgage Buydown?
Mortgage rates have more than doubled in a matter of months. This is making homes much less affordable for today’s buyers. It’s also softening the strong seller’s market we’ve experienced over the last few years. Because of this, it’s important for home sellers to use all of the tools at their disposal to make their homes as marketable as possible. It’s equally important for home buyers to make their home purchases as affordable as they can. One way you can do this is with an interest rate buydown. An interest rate buydown reduces the monthly mortgage payment for the home buying borrower.
Continue reading What Is a Mortgage Buydown?House Hunting? Don’t Forget these Lifestyle Considerations
Imagine the first place you lived as a young adult. Now imagine trying to fit your life today into that space. Not pretty, right?
For most of us, our housing needs are cyclical. A newly independent adult can find freedom and flexibility in even a tiny apartment. That same space, to a growing family, would feel stifling. For empty nesters, a large home with several unused bedrooms can become impractical to heat and clean. It’s no surprise that life transitions often trigger a home purchase.
Continue reading House Hunting? Don’t Forget these Lifestyle ConsiderationsMove-Up Home vs. Second Home: Which One Is Right for You?
The pandemic has changed the way many of us live, work, and attend school—and those changes have impacted our priorities when it comes to choosing a home. Some of us are considering a move-up or a second home.
Continue reading Move-Up Home vs. Second Home: Which One Is Right for You?