June is typically one of the strongest months of the year for the San Diego housing market, making it a useful point for comparing markets across multiple years. While this year’s market looks somewhat stronger than June 2025 in several respects, a two-year comparison tells a different story.
Continue reading North County and San Diego Housing Markets June 2026Tag Archives: mortgage rates
What Is a Mortgage Buydown?
Mortgage rates have more than doubled in a matter of months. This is making homes much less affordable for today’s buyers. It’s also softening the strong seller’s market we’ve experienced over the last few years. Because of this, it’s important for home sellers to use all of the tools at their disposal to make their homes as marketable as possible. It’s equally important for home buyers to make their home purchases as affordable as they can. One way you can do this is with an interest rate buydown. An interest rate buydown reduces the monthly mortgage payment for the home buying borrower.
Continue reading What Is a Mortgage Buydown?House Hunting? Don’t Forget these Lifestyle Considerations
Imagine the first place you lived as a young adult. Now imagine trying to fit your life today into that space. Not pretty, right?
For most of us, our housing needs are cyclical. A newly independent adult can find freedom and flexibility in even a tiny apartment. That same space, to a growing family, would feel stifling. For empty nesters, a large home with several unused bedrooms can become impractical to heat and clean. It’s no surprise that life transitions often trigger a home purchase.
Continue reading House Hunting? Don’t Forget these Lifestyle ConsiderationsMove-Up Home vs. Second Home: Which One Is Right for You?
The pandemic has changed the way many of us live, work, and attend school—and those changes have impacted our priorities when it comes to choosing a home. Some of us are considering a move-up or a second home.
Continue reading Move-Up Home vs. Second Home: Which One Is Right for You?