Tag Archives: FHA loan

5 Roadblocks to Affordable Homeownership:
How to Move Past Them

5 Roadblocks to Affordable Homeownership: How to Move Past Them Pam Fraser. Picture of a street of homes in the background with 5 Roadblocks to Affordable Homeownership (and Ways to Move Past Them) text

Dreaming of buying a home but feeling priced out? You’re not alone! A large percentage of U.S. adults feel affordable homeownership is not an option for them. In fact, according to a recent survey by Bankrate, 78% of aspiring homebuyers cite affordability issues as their primary deterrent.

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How to Move Past Them

Mortgage Options: How to Choose the Right Home Loan

Updated July 24, 2026

Choosing among mortgage options involves more than comparing interest rates. The right home loan depends on your credit profile, available cash, monthly budget, tolerance for possible payment changes, plans for the home, and even the characteristics of the property itself.

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First-Time Homebuyer? How to Make It Work

First-Time Homebuyer? How to Make It Work Pam Fraser Picture of a home with a rising sun behind it

It’s not easy being a first-time homebuyer right now. At the end of last year, housing affordability hit an all-time low. Additionally, mortgage rates have risen significantly since 2021, while inventory remains tight for many property categories, but especially for starter homes. Even lower-priced condos are harder to snag these days, as investors and downsizers muscle out first-timers by offering stronger, often cash-heavy bids.

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