According to the FBI, more than one million burglaries are committed in the United States each year, with victims suffering an estimated $3 billion in combined property losses. Fortunately, there are some proven tactics you can use to decrease your likelihood of a home invasion and bump up your home’s security.
Continue reading Enhance Home Security with These 7 Strategies
Learn how to determine your current net worth and how an investment in real estate can help improve your bottom line.
Continue reading Could Rising Home Prices Impact Your Net Worth?
The start of a new year always compels people to take a fresh look at their goals, from health and career to relationships and finance. But with historically low mortgage rates, increased home sales and price growth, and a tight housing inventory, the time is right to also make some homeownership resolutions for 2021.
Continue reading 9 New Year’s Resolutions for Buyers, Sellers and Homeowners
Summer’s in full swing and we are entering our three hottest and often driest months in San Diego County. Make sure your garden has plenty of water, and don’t forget to add mulch to keep the soil cool and moist.
Here are some July gardening tips to help your yard stay beautiful throughout the summer.
Continue reading July Gardening Tips 2020
Homeownership offers many advantages over renting, including a stable living environment, predictable monthly payments, and the freedom to make modifications. Neighborhoods with high rates of homeownership have less crime and more civic engagement. Additionally, studies show that homeowners are happier and healthier than renters, and their children do better in school.
But one of the biggest perks of homeownership is the opportunity to build wealth over time. Researchers at the Urban Institute found that homeownership is financially beneficial for most families, and a recent study showed that the median net worth of homeowners can be up to 80 times greater than that of renters in some areas.
So how does purchasing a home help you build wealth? And what steps should you take to maximize the potential of your investment? Find out how to harness the power of home equity for a secure financial future.
Continue reading The Power of Home Equity
No one likes to think about disasters. Severe weather, fire, theft, or even a seemingly small issue like a broken pipe, can wreak havoc on your home and result in thousands of dollars in damages. Fortunately, a good homeowners insurance policy can offer you peace of mind that you and your family will be financially protected if disaster strikes.
Continue reading Homeowners Insurance: Are You Covered?
If you use your garage as storage space, you’re not alone. Unfortunately, because the space isn’t climate controlled, it’s best to keep these items elsewhere and avoid these storage mistakes according to Realtor.com:
Pollutants, moisture and heat can quickly destroy your photos. You should digitize all of yours. If that’s not an option for you, keep printed copies in a dry area inside your home.
Continue reading 7 Garage Storage Mistakes
A couple is planning to tour the United States in a travel trailer during their first few years of retirement. They are going to sell their current home now and purchase another home when they finish their travels.
An interesting exercise is to determine the optimum time for selling the home: now or when they’re ready to buy their replacement home.
Continue reading Optimum Time for Selling
You can’t avoid paying taxes, and we all need to pay our fair share. However, paying your fair share shouldn’t place an unjust burden on you. As a homeowner, your tax burden is doubled because you pay both income and property taxes. To decrease that burden and boost your tax savings, take advantage of these homeowner tax deductions. As a result, you can use your tax savings to go on a vacation, increase your child’s college fund, build upon your retirement fund, or complete another home improvement project.
Insurance and homeowners go together like peanut butter and jelly. Lenders require fire insurance at a minimum for homes with a mortgage, but many owners opt for more comprehensive coverage with a homeowner’s policy.
However, comprehensive doesn’t mean that everything is covered. Filing a claim is not the time to learn that you don’t have the right coverage. Are you covered? Here are some topics you should discuss with your insurance agent to get a better understanding of your policy and whether some adjustments might be in order.
Continue reading Are You Covered?