San Diego Gardens May 2024

San Diego Gardens May 2024 by Pam Fraser. Picture of an oregano plant.
Oregano

San Diego gardens are busy putting on a great show right now. Here are some ideas on how to keep the bloom going and get your garden ready for warmer temperatures.

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North County and San Diego Housing Markets:
The Effect of Higher Mortgage Rates

North County and San Diego Housing Markets April 2024, Pam Fraser. Chart of resale housing statistics for North San Diego County.

The North County and San Diego housing markets continued to stay strong in March despite mortgage rates hovering at approximately 7 percent. Tuesday saw rates reaching their highest point since November which may cause some softening in the April numbers. They are now above 7 percent.

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The Effect of Higher Mortgage Rates

Home Insurance Premiums:
6 Strategies to Save

Home Insurance Premiums: 6 Strategies to Save by Pam Fraser. Picture of two people looking at paperwork while sitting at a table with a laptop.

From wildfires to floods, the past few years have brought a historic number of devastating climate and weather events to the United States. In 2023 alone, there were 28 individual weather-related disasters that caused at least $1 billion in damages each. These events triggered a huge influx of home insurance claims, and analysts expect the increase in both catastrophes and claims to continue.

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6 Strategies to Save

San Diego Gardens April 2024

San Diego Gardens April 2024 by Pam Fraser. Picture of yellow lilies in bloom.
Yellow Lily from My Garden

April is still a great time to plant in San Diego gardens. You can now add subtropical plants like bougainvillea, gardenia and avocado. And keep weeding! Get those weeds out before they set seed. Feed almost everything in your yard.

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North County and San Diego Housing Markets:
Buy Now or Wait for Lower Interest Rates?

North County and San Diego Housing Markets March 2024, Pam Fraser. Chart of resale housing statistics for North San Diego County

Both the North County and San Diego housing markets saw strong year-over and month-over price increases in February. This is because demand continues to exceed supply even with today’s higher interest rates.

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Buy Now or Wait for Lower Interest Rates?

Downsize Your Home, Rightsize Your Life

Downsize Your Home, Rightsize Your Life: How to Choose the Ideal Smaller Home, Pam Fraser.  Picture of the front of a home.

When you’ve lived somewhere for many years, it can be tough to say goodbye. But if you (or a loved one) currently have a home that is bigger than necessary or is too high maintenance, it may be time to trade unused square footage for a smaller, more manageable space and downsize your home.

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San Diego Gardens March 2024

San Diego Gardens March 2024 Pam Fraser. Picture of an orange Tithonia or Mexican Sunflower.
Tithonia, Mexican Sunflower

Here comes spring, and San Diego gardens are starting to pop. Other than fall, this is our busiest time to plant, weed, prune, fertilize and mulch.

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North County and San Diego Housing Markets February 2024

North County and San Diego Housing Markets February 2024, Pam Fraser. Chart of resale housing statistics for North San Diego County

The number of pending homes in the North County and San Diego housing markets rose in January as expected, but mortgage rates and inventory shortages are keeping a damper on sales. Last week’s strong jobs report pushed mortgage rates higher and killed any chance of the Feds lowering short-term interest rates in March.

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San Diego Gardens February 2024

San Diego Gardens February 2024 Pam Fraser. White Spider Lily flowers in bloom.
Spider Lily

Although it’s still winter, San Diego gardens are already showing signs of spring with fresh growth and new blooms. Give your garden some love this month, and your efforts will pay you back in the weeks to come.

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Real Estate Forecast 2024: Opportunities for Home Buyers and Sellers

Real Estate Forecast 2024: Opportunities for Home Buyers and Sellers Pam Fraser. Picture of homes

What’s the real estate forecast for 2024? Will home prices continue to climb, or will they crash? What direction are mortgage rates moving, and will more homes come on the market?

Read on to learn more about the current state of the U.S. housing market, the potential opportunities for buyers and sellers, economists’ predictions for the year ahead, and what it all means for you.

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