Don’t wait until you’re ready to move to start preparing financially to buy a home.
If you’re like the vast majority of home buyers, you will choose to finance your purchase with a mortgage loan. By preparing in advance, you can avoid the common delays and roadblocks many buyers face when applying for a mortgage.
The requirements to secure a mortgage may seem overwhelming, especially if you’re a first-time buyer. But I’ve outlined three simple steps for getting mortgage ready.
Even if you’re a current homeowner, it’s a good idea to prepare in advance so you don’t encounter any surprises along the way. Lending requirements have become more rigorous in recent years. Changes to your credit history, debt levels, job type and other factors could impact your chances of approval.
It’s never too early to start preparing to buy a home. Follow these three steps to begin laying the foundation for your future home purchase today!
Continue reading Three Simple Steps for Getting Mortgage Ready
For over sixty years, Mother Nature has transformed the rolling hills of north San Diego County into one of the most spectacular and coordinated displays of natural color and beauty anywhere in the world. The nearly fifty acres of Giant Tecolote Ranunculus flowers that make up The Flower Fields at Carlsbad Ranch® in Carlsbad, California, are in bloom for approximately six to eight weeks each year – from early March through early May – literally bringing the famous fields back to life. This annual burst of color, which has become part of the area’s local heritage, also is one of nature’s official ways of announcing the arrival of spring here in southern California.
